The R4 Rural Resilience Initiative by the World Food Programme (WFP) provides an important platform for educating smallholder farmers on climate risk adaptation. The initiative, which began in 2017 in Kitui County in eastern Kenya, enables the poorest farmers to manage climate risk through crop insurance that they can access by participating in risk reduction activities. Under the R4 Initiative, farmers are financially compensated if their crop yields are low which enables them to keep their animals and other assets and still be food secure.
A farmer is compensated for the difference between the weight of what they have harvested and the average weight of the historical yields of that given ecological area
Crop insurance payouts have been critical in protecting poor families in times of severe drought or other shocks. However, insurance alone is not a magic bullet; that’s why crop insurance is integrated with improved farming techniques and infrastructure. If more smallholder farmers had access to this kind of initiative, the need and cost of humanitarian assistance could be vastly reduced.
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